Motor Club of America is evasive. It’s difficult to find information on the actual company. Instead, most information online relating to Motor Club of America is really about their independent sales associates. However, the business behavior of Motor Club of America resembles a pyramid scheme in that it uses the ruse of selling roadside assistance to cover the actual objective of selling a so-called business opportunity.
Name: Motor Club of America
Price: (BizOp)Starter Level $39.95 upfront and $19.95 a month.
(BizOp)Business Builder $79.98 upfront and then $39.99 a month.
The Roadside Assistance Product is $39.90 up front and then $19.99 a month.
Owners: Mr. Virgil Coffee, Larry Melton, and David Kircher
Opinion: Not Recommended.
About MCA Motor Club of America.
Trying to find real, unbiased information on the internet about Motor Club of America is like trying to find the pea in a con man’s shell game. I’m sure this is intentional. There is a reason Motor Club of America does not want anyone looking too closely at their company. That’s the behavior of a suspect business. A legitimate business wants people to find it easily, it’s called branding. What is Motor Club of America hiding?
Motor Club of America.
The only official online presence of Motor Club of America is a rather dull website at https://www.tvcmatrix.com. It looks like this.
That is the extent of their official online identity. The URL doesn’t even hint of Motor Club of America. Judging by the name and the little information on their website, Motor Club of America sells a roadside assistance service.
This website is misleading on a couple of levels. One, if you were searching for Motor Club of America, you would never find it. Second, the prices of their roadside assistance are misleading as well.
Notice that the prices on the MCA official website above are $9.95/month, $14.95/month and $19.95/ a month. However, when you click to order one of the services, the price doubles. Without any warning or explanation, Motor Club of America expects a customer to pay for two months in advance.
$39.90 upfront plus the monthly expense of $19.95 is $239.88 a year for roadside assistance. Compare that with the cost of Allstate Roadside Assistance… $52 for a full year!
How many people are going to buy the Motor Club of America product when they can get roadside assistance from a well-established company for nearly 5 times less.
If you bought into the MCA opportunity and somehow managed to sell the MCA roadside assistance to someone, how long are they going to stay a customer once they discover they can get the same thing elsewhere for a lot less?
This is probably why Motor Club of America charges for two months upfront. They know that’s all they’ll get before the customer quits. You can’t build a business when your competition undersells you by 450%.
Compare Roadside Assistance.
Incidentally, while searching for Motor Club of America, I found this ranking of the top ten roadside assistance companies. Motor Club of America is nowhere on the list.
The Motor Club of America Product.
Here’s the last thing I’ll say about the Motor Club of America product. The Motor Club of America product is not roadside service. The Motor Club of America product is the so-called business opportunity. That’s where the money is coming from and that’s what makes Motor Club of America closely resemble a pyramid scheme. Learn about pyramide schemes.
Motor Club of America surrogates aggressively push the business opportunity.
Most people searching for information about Motor Club of America will never find the dreary little official website. Instead, they’ll find one of the many websites owned by Motor Club of America sales associates. Here’s one I found at: http://www.mcamotorclubofamerica.com
Notice how the sales associate’s web site pushes the business opportunity. The product is offered near the bottom of the page after the business opportunity has been pitched twice. When a company pushes the business opportunity harder than they push their product, it’s a clear indication that they earn more from selling the “opportunity” than from selling the product. According to the FTC, this may indicate a pyramid scheme.
The MCA video is even more aggressive.
In the video, the speaker walks out of a nice house and past an expensive car. This violates rule #5 for identifying a scam. If they flash money, luxury cars or houses, it’s a scam. They are trying to excite your greed. Once greed kicks in you are lost. Greed is a powerful emotion that overrides all logic. The sales people at Moter Club of America know exactly what they’re doing.
It gets worse. Here is an excerpt of dialogue from the short video. The speaker says:
“…you can be earning thousands of dollars a week…yes, you can make a lot of money…create an income stream that will carry you through retirement…this is your start on the road to financial freedom.”
He’s trying to trigger your greed. This is the sign of a scam. Don’t fall for it.
Why is Motor Club of America hiding behind its sales associates?
This tactic allows the sales associates to skirt the law with aggressive and misleading methods without putting Motor Club of America at risk of legal action. Essentially, it’s a cut-out. If a sales associate gets into legal trouble, Motor Club of America can sever all ties so no legal heat reaches the company.
Is Motor Club of America a pyramid scheme?
Possibly. Most pyramid schemes are structured to be just inside the law. They have teams of lawyers who specialize in keeping the company legal, at least in the most technical sense.
From the outside looking in, it appears that Motor Club of America makes most of its money by promoting the business opportunity rather than selling roadside assistance. Without a doubt, the primary focus of their marketing is to push the opportunity.
There is a disturbing and recurring theme with Motor Club of America. They want their money upfront. In other words, all the risk is pushed onto the customer and the sales associate. The customer must pay upfront and the sales associate must pay up front too if he wants to participate in the Motor Club of America opportunity.
Motor Club of America violates rule #1 for spotting a scam: “Try it before you buy it.” If you can’t try it before you buy it, it’s probably a scam. You can see all my rules for spotting a scam a mile away here.
The internet is an amazing opportunity to build a legitimate and profitable business, but Motor Club of America is NOT an opportunity. The odds of making money with MCA are extremely remote.
Please understand there is no secret, no magic button, no special software or easy paint-by-numbers method to make money online. Millions of people do make a full-time income or more online, but they didn’t get there by paying for so-called opportunities. They succeeded by building a legitimate business that offers value. Building a real business takes time and for most people, it requires learning new skills too.
If you would like to know how to really make money online, I invite you to enroll in the Free Online Entrepreneur Certification training.
I’m here for you,