My First Online Payday Review

My First Online Payday

My First Online Payday appears to be a surefire way to earn thousands of dollars a day from home. On the website, excited people explain how they made a lot of money with the system. It looks easy, fast and very lucrative. However, dig a little deeper, and an ugly truth begins to appear from the shadows.

Product Name: My First Online Payday
Product Website:
Product Cost: $250+
Product Owner: Cannot be determined
Opinion: Not Recommended

Click to DISCOVER a Proven Path to Financial Independence!

What is My First Online Payday?

My First Online Payday appears to be a fast and easy way to earn thousands of dollars a day from home.

When you visit the My First Online Payday website, a video begins playing. A stream of well-known news and entertainment icons flash across the screen. Then short clips from television news programs discuss working from home. Occasionally, the name Jeremy Matthews appears at the bottom of the screen.

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After the news clips, several excited people talk about how they made lots of money with My First Online Payday. Then Jeremy Matthews appears and tells how he struggled for years to make money online with overly complex systems. That’s why he was determined to find a simple method for making money online that easy to use and worked for most people.

Mr. Matthews tells how he developed a simple software anyone can use to make lots of money online. With his special software, you start out making hundreds of dollars a day, and within months you will be making thousands of dollars a day. And, the best part is the software is free!

Click to DISCOVER a Proven Path to Financial Independence!

Is My First Online Payday Scam?

Although My First Online Payday looks like an excellent way to earn thousands of dollars from home, it is actually something very different.

Everything about the My First Online Payday website is designed to make you feel greedy, greedy for the free software and greedy for making fast, easy money and a lot of it.

The people behind My First Online Payday know if they can get you to feel greedy, you will stop thinking and do what they say. If they can make you feel greedy for what they have, they can get YOUR MONEY.

The entire My First Online Payday charade is about taking your money. Here’s how it works.

The goal of My First Online Payday is to seduce you into opening a binary options trading account with an unregistered broker and depositing at least $250.

When you activate the free software, you lose. In an instant, your money becomes the broker’s money. Game over. If you don’t lose instantly, it is only because the broker is playing you until you deposit a lot more of your money. Then you lose it all.

In the end, the broker makes money. The affiliate who sent you to the website makes money. And you lose.

My First Online Payday is a game you can’t win.

My First Online Payday Deception.

It’s all fake. All the corporate icons at the beginning of the video have nothing to do with My First Online Payday.

The news clips at the beginning of the My First Online Payday video are taken out of context and carefully edited to appear as if they are discussing My First Online Payday. They’re not.

This is the original video about Market America:

Jeremy Matthews and Others are Fiverr Actors!

In the sales video, the people giving testimonies about My First Online Payday are paid actors from Fiverr. Even Jeremy Matthews is a paid actor from Fiverr.

The My First Online Payday Disclaimer.

In their disclaimer, My First Online Payday clearly states their method is very risky, and there is a high probability you will lose your money if you try it.

The Last Word on My First Online Payday.

My First Online Payday is not legitimate. Trading binary options is risky business. Professional traders working with registered brokers lose money consistently. A newbie who thinks they can make thousands of dollars a day with software and an unregistered broker will quickly go broke.

I do not recommend binary options. At best, binary options trading is speculation and little more than gambling. Most people are not suited or prepared trade in binary options successfully. Never risk money you cannot afford to lose.

Building wealth is not about rolling the dice and seeing what happens. Building wealth is a methodical process of discipline, sustained effort, and planning. The first rule of building wealth is to protect the principle. Binary options trading will decimate your finances in a heartbeat.

For what it costs to get started with My First Online Payday, you could build a legitimate online business and leverage the awesome power of the internet earn money every day.

Pure Fantasy

My First Online Payday sells the fantasy that there is a secret software, a magical guru or special button that will turn the internet into your private ATM, spitting money into your bank account 24 hours a day.

That would be wonderful if it were true, but it’s not true. It’s an illusion. If you continue to believe this is possible, you will continue to get robbed by scams like My First Online Payday.

Click to DISCOVER a Proven Path to Financial Independence!

A Better Option for You.

The good news is, you CAN make money online. It’s not magical. It’s business. And, it won’t happen overnight, but it will happen with the right training and support. And, if you stick with it. The most reliable way for a beginner to make substantial money online is affiliate marketing.

Affiliate marketing is easy and affordable to start and the income potential is unlimited. How much you earn is dependent on the training you get and the effort you put into your business. That’s why I recommend the FREE starter level of the Online Entrepreneur Certification Course. 

The FREE starter level is completely free. No credit card needed.

In the FREE training, you’ll learn the basics of affiliate marketing, plus you’ll be introduced to an online community of affiliate marketers eager to help you succeed. And, if you signup through any link on this website, I’ll personally coach you every step of the way.

To Learn More, Click Here.

If you found this article helpful or have experience with My First Online Payday, please leave a comment below.

38 thoughts on “My First Online Payday Review

  1. It is the dream of becoming wealth with just a click or in seconds of joining, that was many people buying into these scams. It is wrong of them to pry on someone like that.

    I know the system of spending to earn and nothing of value is free, but why not do all the necessary research before spending hundreds of dollars? I have watched the link; will people really tell strangers how much they make?

    Thank you, this was a real eye opener.

  2. Binary Options trading can be done legitimately, but unfortunately, it is an industry that is rife with scams. You need extensive knowledge about finance and the economy to be able to make money from it.

    Even if there are legitimate brokers out there, the average person will only lose more money that they make, due to lack of skill, knowledge, and relevant experience. I do not recommend it as well.

    You did a very good job in exposing another one of these trading scams. I am willing to bet that there are many more similar scams out there, still waiting for potential victims.

    Great review. Keep up the good work!

  3. Hello Gary,

    I have heard of how risky binary options are and you have now pointed out the reality of using something like this. After reading your review it sounds like they have a system to let you win some money on the first shot and then when you win and you invest more money you will lose. Sucker.
    It is amazing that you can buy a Fiverr actor to portray the spokesman for a scam like this. The real owner wants to remain anonymous, and the scammed people will never know who actually scammed them.
    Thanks for posting and good review.

    1. Hi, Jimmy!

      Really My First Online Payday only pretends to let you win. It’s all an illusion. They merely type digits into their “magic” software so you think you won. Then, as you mentioned, they try and talk you into giving them a lot more money. I’ve known people to borrow against their home, borrow from friends and relatives to play the binary options game. In the end they are broke, in debt and humiliated. Binary options in any form is bad news.

      Thanks for stopping by,


  4. Hi, Gary!
    This site, with the vid that you included is one that would no doubt fool an untrained individual about how easy it would be to make money with this opportunity. And it also is a complete lie!

    What more could that individual, (usually a male) want? A great looking young lady, holding a fistful of money in one of her hands while at the same time telling the absolute lie that this opportunity called “My First Online Payday” is the greatest system online to easily put money into the sucker’s bank account.

    It is a complete scam as you detailed in your review, Gary. Going into business with an unregistered broker in a misguided attempt to make money through binary stock option trades is illegal I do believe all because the broker is not licensed, or registered with the FTC.

    From my experience in noting the image of the woman promoting this company on “Market America”, I have seen her promote scam survey sites as well. That spells fraud.

    Investing at least $250 in this opportunity with no info provided about who created this program should produce the image of a red stop sign appearing in front of a person’s eyes. Only with the large population of naive people online daily, many of them desperate to find a way to earn money, and as quickly as possible, they ignore the image.

    A person would need to stay completely clear of this program. One would not be receiving a first online pay check coming from this scam program; no matter how great looking the lady appears in the promotional vid. She’s nothing but an actress as it is who sold her soul all because of her willingness to lie to people and still get paid for it.

    Thank you Gary for warning people of yet another scam program that you found online!


    1. Hi, Jeff!

      I am continually trying to understand how people fall for these scams. There must be several reasons and everyone has their story.  Some people I suspect are still dazzled by the internet, particularly in countries that are just now coming online. Also, people who have had their nose to grindstone for so long they are only now getting online. 

      While the sales pitch for scams like My First Online Payday may seem obvious to many, the scammers are weaving a fantasy of wealth. I imagine when some of their victims watch the video they believe they will soon be rich and have no more money worries. For the time they believe it, they feel good and will do anything to keep feeling good, including handing their life savings over to a stranger in a foreign country. 

      We are trained from birth to suspect disbelief when we watch a movie. The scammers know this.

      Thanks for stopping by,


  5. Wow, it’s one thing to set up the everyday MLM scam. It’s another to straight up fake an entire program and service. And using a Fiverr actor to create a face for the owner. That’s hilarious. I’m sure there are a lot of people who have lost a lot of money on this scam. It’s good to be pointing this crap out.

    1. Hi, Ethan!

      Until recently, these scam businesses with cheap Fiverr paid-for-testimonials worked, but people are beginning to wise up. The internet is maturing and people are learning there are far more scams than legitimate businesses online. My First Online Payday is typical.

      Thanks for stopping by,


  6. Talk about a shady operation! It’s amazing that you were able to uncover the Fiverr actor used in their marketing video. Poor guy didn’t realize he was going to be so famous when he took the gig for My First Online Payday! Great review and thanks for spreading the word about such a dishonest program.

  7. When I clicked on the title of this article, I thought I’d be reading an inspiring story about your actual first online payday. Kinda funny that it turned out to be a review of a scam.

    I don’t understand why they don’t just come out and say what they’re doing. Though binary options trading is risky, it is a perfectly legit form of investing. I think they’d do better for themselves if they didn’t try to mask it.

    1. Hi, Dustin!

      Several commenters have mentioned that they thought the article was about my first success. I suspect scammers intentionally pick confusing names for their scam so it is more difficult for people to find out what they are really about.

      My First Online Payday does not actually trade binary options. That is just their cover story. The SEC refers to offers like My First Online Payday as an unregistered broker. This means they are not registered with a regulatory body in any country. They do not abide by any law or rule of ethics. 

      Unregistered brokers are physically located in countries that are beyond the reach of the US SEC and FTC. In other words, all they will do is take your money.

      Also, I’d like to clarify that trading binary options with a legitimate broker is NOT investing. It is speculation. I’ve written a long article explaining the difference here.

      Thanks for stopping by,


  8. Gary,
    Like many others this program is only made to make money for those who invented it. Making true money online will never be a secret software that is free. Most have up sales that will require you to deposit more of your money just to get the premium software that will make you money faster.
    Binary options will be like putting your money on the table at Vegas, you may win a little, the house will win more often.
    Like your take on first online payday, not something that is worth looking into.
    I have made money with my websites, it does take some time, training and effort. Wealthy Affiliate offers the best training and help online in my opinion, what is your recommendation.

    1. Hi, John!

      You are so right. My First Online Payday is designed to make money for the people who created it, not for the people who buy it. I’m convinced 99% of the make money online offers are either scams or worthless. And, yes, the odds are much better in Vegas than gambling on binary options.

      I agree, Wealthy Affiliate is the best place to learn affiliate marketing I have found in my eight and half years online. 

      Thanks for stopping by,


  9. Thanks Gary for this information, or I should say revelation. You are doing a great job. We need more people like you to help keep the internet safe for all of us. Like you’ve also stated in replies to other comments earning an income online is not rocket science. But many still get deceived. With posts like yours however, many will get to find the right way. Thanks again for you efforts and please keep up the good work.

  10. As someone that has tried in the last few months to find the fast way of making money online, just as you said, I was looking for that money making machine, I came to the conclusion that there are plenty of people out there that are running online businesses from their home but none of them have a magical machine. Success online is all about hard work at least at the beginning.

    1. Hi, Manor!

      I agree, it does take work to succeed, both online and off, but honestly, I’ve worked harder at lousy jobs with lousy bosses. For me, the hardest part about making money online is staying focused. There are so many distractions.

      Thanks for stopping by,


  11. I’ve not heard about this scam before, though reading your title made me think it was about you lol.
    I definitely agree with you about Binary trading, though I’ve not looked into it that much myself. I’m all about calculated risk.
    What do you think about the people who advertise their services on Fiverr? I’ve only ever hired writers and only one so far has ticked all the boxes for me

    1. Hi, Dave!

      I appreciate your comment. Funny you should think the article was about me. Now that you mentioned it, I can see why you would.

      Fiverr is okay for micro-jobs, but I wouldn’t hire a writer from there. About a year ago, I tried to hire a writer from Fiverr and was extremely careful and selective. The Fiverr gig had the profile for a young american woman who claimed to have an English degree.  

      I paid $40 for a 1000 word article. What I got was spun garbage. After far too many email exchanges, I learned the writer was in the Philippines and did nothing but spin scraped articles off the web.

      There are WA members who will write for hire. I would start there. I wish I could recommend a writer, but I haven’t found one yet.

      Thanks for stopping by,


  12. Hello,

    I have heard many things about My First Online Payday. Most of the things I heard were bad reviews. Your article was packed with a ton of valuable information. I was actually considering this program. Good thing I found your review before signing up for it! I have bookmarked your site and I will be a returning reader!


    1. Hi, Shawn!

      I’m glad you found my article on My First Online Payday before you signed on with them. It could have been a very expensive mistake.

      Thanks for stopping by,


  13. I always feel skeptical of people who promote earning a lot of money in little time. Even more so if they want YOUR money! You have done a good job at investigating My First Online Pay Day. I was impressed by how you found Jeremy Matthews on Fiverr. I think your Website is great as a whole. Good idea!

    1. Hi, Sylvie!

      It would be funny that sites like My First Online Payday use Fiverr actors except that it does fool many people into losing money. It’s getting more challenging to identify Fiverr actors now as many of them alter their appearance. Still, it’s safe to assume testimonials on make money sites are fake.

      Thanks for stopping by,


  14. Hey Gary,

    This is a nicely written review on this less than trustworthy opportunity. You pointed out many important facts that we should all be aware of. I had not considered that many of the testimonial folks might be Fiverr actors.
    I was messaged a while back by a binary options superstar whose startup fee was less than $100, with promised results in the multiple thousands in the first week. My reply was “That’s quite the percentage ROI, you must never miss!” I never heard back from her.

    Harry Warren

    1. Hi, Harry!

      Thank you for your kind words about my site and thanks for sharing your experience with the binary options superstar.

      I write a lot about binary options and have come to the conclusion they are all scams. Most are blatant scams surrounded by secondary and tertiary scams such as so-called gurus and marketers promoting special magical trading software. However, the registered binary options brokers and exchanges are also scams as they feed losers by the thousands into a market only the big boys can win.

      Anyone who understands what a binary option is would have to be insane to try and make money in that market. Trading binary options is NOT trading and binary options are NOT options. A binary option is a bet that wagers a specific asset will behave in a specific manner at a specific time. This is pure speculation and statistically, nearly impossible to get right. For the small trader, trying to win a binary option trade is like trying to hit a moving target with your eyes closed.

      Getting it right is completely dependent on luck. There is no superstar guru who can increase the odds of you winning and there is no magic software that will increase the odds of you winning and there is no strategy on earth that will increase the odds of you winning.

      To win a binary option trade, you must have one of two things, either extraordinary good luck or insider information. And there’s the rub!

      The binary options market was not created for small traders to make money. The binary options market was created by big traders for the benefit of big traders, the hedge fund managers, and pension fund managers with portfolios worth billions. The purpose of the binary options is to make money for the big boys when they dump an asset.

      The big boys have the insider information. They know that when they dump an asset, it will drive the price down and they know precisely when this will happen, the moment they dump! However, the big traders can only make money on a trade if thousands of small traders lose money. That is the biggest binary options scam.

      Thanks for stopping by,

  15. I think “Online Scammers” or some similar topic should be taught as a course. Yeah, people will be educated and will have a good idea as to what they should look for when they want to earn income online. These scammers have no desire for anyone to succeed, only to take your money. How limited is your free course to earn money online? Do people have to pay after doing the free courses?

    1. Hi, Carol!

      My article “How to Really Make Money Online and Never Get Scammed” details how to spot a scam from a mile away. The trick is to not get emotionally involved with the sales material. Once a person responds emotionally to a scammers sales pitch, it is difficult to think clearly.

      You asked about the free course I offer. The course teaches proven business principles and industry best practices. It dispels the many misconceptions about what it takes to make money online and reveals how to launch a successful online business on a shoestring. When a person completes the free course, if they are ready to do the work, they are invited to step up to a premium level which costs $19 for the first month.

      Thanks for stopping by,


  16. What an eye-opener this review is. I hadn’t run across this “offer” but I probably would have been fooled had I not seen your enlightening and scathing report.

    I don’t know much about binary options, and probably would have clicked off the site right away. But it sounds like you don’t find out what it is all about until you get “hooked. You are certainly serving the community of online income seekers well with this review.

    Keep the warnings coming. Do you have any other programs that I should be warned about?


    1. Hi, Linda!

      I’m glad my article about My First Online Payday was helpful. This is indeed a real stinker. I can only imagine how many hundreds, if not thousands, of people who have lost money with My First Online Payday.

      One of the characters associated with My First Online Payday contacted me and claimed to be a member of Wealthy Affiliate. I found that hard to believe and asked him to private message me inside Wealthy Affiliate. He never did.

      His claim clearly shows how easily he will try to deceive. Unfortunately, the internet is littered with scams like My First Online Payday.

      Thanks for stopping by,


  17. Gary,
    The video that you posted early in your review of this fraud opportunity called My First Online Payday said it all. One lie after another from the owner of this scam who claimed you can earn $1,000/day quite easily. If it was so easy there would be a whole lot of people who earn $365,000/year with an online business.

    These bogus programs exist because there still are naive people out there who want to earn money in a business anyway they can without first thoroughly vetting the program.

    Investing in binary option trades indeed does present high risks for any sane person who really does not know what he/she is doing as a way to earn money. As you stated in your article even professionals lose money in this type of venture so odds are exponentially higher that some clueless individual would come out on with his/her shirt handed to them as well.

    These fraud online business opportunities will only go away when greedy human beings stop falling for the cons sold by the scheming individuals who create them. People being people however I doubt this will happen as somewhere out there is always a sucker thinking he/she can become a millionaire inside of a month after creating an online business.

    Thank you for informing your readers about this silly program.


    1. Hi, Jeff!

      It seems that scams are a growing industry for the very reasons you point out. Unfortunately, the internet brings the scams into everyone’s private life.

      Indeed, some people are naive or foolish to believe they can be millionaires overnight. Many people, sadly, are desperate and will try anything. This why so many fall for scams like My First Online Payday and the like.

      Scams work because some people think they can get something for nothing. The world just doesn’t work that way. However, with the internet it is possible to earn a very good income, but you must first learn a few new skills and build an online business. Anyone who can use the internet can learn to build a successful online business, but it does take commitment, focus and tenacity.

      Thanks for stopping by,


  18. Hi Gary.

    I hadn’t heard of these scammers before but am leery of any binary options trading offers. They seem to keep cropping up under new names every time you turn around. I’ve seen the recent ones that are using Oprah Winfrey and other famous people to promote their products.

    When will people ever learn — if it sounds too good to be true, it IS too good to be true, pure and simple. There is no way to get rich overnight unless you win the lottery.

    Did you come across any indication as to whether his software even works? I’ve seen some where the software is a dummy program and just sits there flashing lights on your computer to make you think it’s doing something when in actuality it’s not interacting with the internet at all.

    Awesome review. Keep up the great work!

    1. Hi, Wendy!

      I didn’t try the software that comes with My First Online Payday, but as you mentioned, most of these software programs are meaningless. The purpose of the software is only to get you to believe the story that you have a special advantage to make lost of money fast so you will deposit your money with the unregistered broker.

      Once you deposit your money, you have lost it and will never get it back. At that point, it doesn’t matter what the software does or doesn’t do. As far as the broker is concerned, it served it’s purpose. It turned your money into their money. End of story.

      Binary options trading is very risky and not recommended. Trading with an unregistered broker like My First Online Payday is guaranteed to lose money. You cannot win with an unregistered broker. They play by their own rules.

      Thanks for stopping by,


  19. Hi, Gary …

    Thanks for this excellent blog exposing another ” snake oil ” salesman.

    I would like to mention this to all your visitors … There are NO get-rich-quick systems … on this planet! Stop looking for them!

    You have brilliantly exposed this scam-artist for who he is!

    The easy way to identify these ” frauds ” is by their small payment ( usually a few hundred dollars ) and the automatic-pilot/ make money while you sleep system.

    A must read for everyone interested in online marketing!

    Keep up the good work.


    1. Hi, Paul!

      I appreciate your encouragement and words of wisdom. Indeed, there is no magic way to get rich quick, but there ARE proven ways to make substantial money on the internet. My First Online Payday ain’t one of them.

      In fact, as you alluded to Paul, anything that tries to make you believe they have the answer to making fast easy money is a scam. It’s all a pig in a poke.

      For the time and effort spent chasing get rich quick scams, a person can build a real online business that pays substantial money and over time could make you rich.

      Thanks for stopping by,


    1. Hi, Jimmy!

      Thanks for the kind words. I visited your website. That looks like some amazing BBQ!

      Thanks for stopping by,

  20. Hey GaryHorton,

    Very good review. I went to one your web post and something caught my eyes. “Snap cash binary” – I got scammed by this company and software when I first started to seek to earn money online. They are the worst of the worst. They paid so much for “good reviews”. Thanks for providing valuable details. May I know what would you recommend as to earning a stable income online?

    1. Hi, Joshua!

      I’m sorry to learn you had a run-in with Snap Cash Binary. They are slick and very good at telling you what you want to hear. I’m sure they get people by the thousands. My First Online Payday is just as bad.

      Building a legitimate online business is not that difficult. It’s actually rather simple, but like any real business, it takes commitment, patience and perseverance. The internet is not an ATM you can get money out of if someone would just tell you the secret code.

      The internet is the world marketplace. If you bring something of value to market, you will be rewarded. I’ve written an article about the best place I know of to learn how to do this right. Go here to read it.

      Thanks for stopping by,


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