What is MindsPay About?

What is MindsPay about

Hidden deep inside MindsPay Terms and Conditions there is something you should know. In this post, I reveal precisely what MindsPay is, how much you can expect to earn and the risks of getting involved.

Name: MindsPay
Website: MindsPay.com
Price: Free
Owners: A&A Marketing, Inc.
Opinion: Not Recommended.

Click to DISCOVER a Proven Path to Financial Independence!

What is MindsPay About?

MindsPay is not what it appears to be. You might think it is a survey company that is genuinely interested in your opinion. Unfortunately, when you read the Terms and Conditions you will see that Mindspay is much different.

At the time of this writing, at the top of the MindsPay homepage, it boldly says “Share your opinion and make money!” Beneath this headline, in smaller letters, it says “Review products and participate in paid offers.”

After a casual reading of these two lines, it’s easy to believe that MindsPay will pay you for giving your opinion and you could make money by reviewing products and participating in paid offers.

What is MindsPay About

However, if you read the MindsPay Terms and Conditions, you’ll see an entirely different picture. I suspect MindsPay only pretends to be a survey site.

MindsPay does offer surveys, but they will not pay you if you only complete surveys. You have to do more if you want to earn money and you have to pull out your credit card too.

When you complete a survey with MindsPay, you will find that it encourages you to participate in the free trial of a product or service. Before you can participate in the free trial, you will have to enter your credit card information.

At this point, MindsPay might promise you that you can cancel at any time. This is true. What they won’t tell you is that if you cancel during the free trial period you won’t make any money.

On the other hand, if you do not cancel during the free trial period, your credit card will be charged and MindsPay will make a commission on that sale. That is exactly the point of the entire survey charade.

MindsPay is all about hooking you into taking free trial offers that convert into sales where they make a commission.

When you have completed several of these free trials that have converted into sales for MindsPay, they pay you back a little of your own money and claim you made money.

The truth is, you didn’t make money, you spent money. You spent a dollar and made a dime. That’s not making money.

MindsPay 400 II

Click to DISCOVER a Proven Path to Financial Independence!

Mindspay Terms and Conditions.

The risks you will be taking if you get involved with MindsPay are evident in the Mindspay Terms and Conditions. I reveal the worse dangers, but if you are considering joining MindsPay, read the entire Terms and Conditions yourself and be sure you understand them. Then make up your own mind.

The only legally binding document on the entire MindsPay website is the Terms and Conditions. Everything else, all the promises and seductive come-ons are just marketing. They mean nothing.

If you join MindsPay, you must agree that you have read the Terms and Conditions so make sure you read them before you join.

Look at paragraph “M” from MindsPay Terms and Conditions.

It clearly says “MindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won’t be eligible for cash incentives by only completing the surveys.”

PROVIDE CASH INCENTIVES: MindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won’t be eligible for cash incentives by only completing the surveys. Signing up for the offers, advertised by our partners, is necessary in order to be eligible for cash incentives.

So, I have to ask what purpose does the survey serve? Judging from the MindsPay Terms and Conditions, MindsPay sees no value in the survey alone. Apparently, the survey is only there to provide a cloak of legitimacy and entice you into completing the trial offer.

If you have any doubt, the last line in the above excerpt nails it. You must sign up for the offers “advertised by our partners . . . in order to be eligible for cash incentives.”

That’s not the language of a research company that is genuinely conducting surveys. That’s the way a marketing company covers its butt.

ScamAvenger Girl, says “Thumbs Down!”

MindsPay isn’t really a survey website, it’s a marketing website!

The whole survey smoke screen is just a way to trick you into revealing your credit card info and taking trial offers that lead to sales and commissions for MindsPay.

If you sign up for one, you’ll be encouraged to sign up for another and another until you have dozens of trial offers going at the same time. If you lose track and forget to cancel in time, your credit card will be charged.

Read a little further in the paragraph “M” and you’ll see that it will take up to 8 weeks to get paid.

“If you complete a survey and sign up for the corresponding offer, it will take up to 8 weeks to receive the cash funds from the advertiser.”

Eight weeks to get paid! If you’re looking to make some fast cash, MindsPay isn’t the way.

Paragraph “N.1” of the MindsPay Terms and Conditions.

It’s not enough just to complete the free trial. You won’t get paid until after the free trial has converted into a purchase and your credit card has been charged.

Look at the following excerpt from paragraph “N.1” of the MindsPay Terms and Conditions.

. . . MindsPay may not pay any user for any offer that has been charged back to the advertiser. If a charge back occurs under your account, as determined by us, your account may be terminated without pay.

So, if your credit card is charged and you contest it, MindsPay will terminate your account and you will not get paid.

Can you see how it’s all about MindsPay getting money out of you?

Mindspay Does Not Guarantee You’ll Be Paid.

Look closely at paragraph “D” of the Mindspay Terms and Conditions and you’ll see they make no guarantee you’ll get paid.

NO PAYMENT GUARANTEE: MindsPay does NOT guarantee that a member will receive credit for a completed survey and offer.

If they don’t have to give you credit for a completed offer, do you really think they will?

I hope you’re beginning to see how the deck is stacked against you. How can you win when you’re playing by their rules?

Read a little deeper into paragraph “D” of the MindsPay Terms and Conditions and you’ll find this:

We reserves the right to refuse the credit to members for offers for variety of reasons, including, but not limited to , Lack of appropriate information, Improper signup, Improper browser settings, Errors in third party reporting, and / or any other reason.

That paragraph is very wordy, poorly written and confusing. I’m going to remove a few words so the meaning is more easily understood. I also added (for a completed survey) since it is implied in the previous sentence.

We reserve the right to refuse credit (for a completed survey) to members for . . . any . . . reason.

It looks to me like MindsPay does not legally have to pay you anything.

Mindspay Complaints.

Not surprisingly, there are a lot of complaints online about MindsPay. Most are about not getting paid.

“Mindspay is not a real research site. They provide prospects to advertisers by offering you a “free” or low-cost trial, quote or consultation and then paying you a small fee for listening to the product pitch, trying it, and completing an evaluation. Most of the product trials require you to pay shipping/handling which is usually pretty close in amount to the fee you receive, so you really make no money.” Kevin (Source: ReviewOpedia.com)

“Mindspay is a total scam!!!” PolyShop (Source: ReviewOpedia.com)

Mindspay company is a fraud because they do not pay what they owe. I was offered to be paid $47 to sign up for the discover card, get approved, make a purchase and take a survey. I completed they task and they refused to pay me saying I was a fraud. …” Laura (Source: ScamBook.com)

“My account is almost 400.00 and all that’s been approved is 18.51 since the beginning of July, I don’t want to keep on working because nothing is being approved. I’m trying to be patient and I keep writing to Mindspay, and they just keep blowing me off.” Audre (Source: PaidSurveyUpdate.com)

“I signed up with Mindspay thinking I could earn a little money to supplement my income. . . . It has been 2 months; they have given me credit for $38.63 out of a total of $473.68.” Source: BBB.org/Western-Michigan

“I signed up to do online surveys for MindsPay worked on several surveys, from Feb2013 to 2014 and not once received a payment.” Marquita (Source: ReviewOpedia.com)

Mindspay BBB complaints.

What is MindsPay about

An online search for complaints against MindsPay leads to a listing for A&A Marketing, Inc. with the Chicago and Northern Illinois Better Business Bureau. According to the BBB, A&A Marketing, Inc. owns Mindspay.com and several other ‘so-called’ survey websites.

Isn’t it interesting that MindsPay is owned by a marketing company?

A&A Marketing, Inc. is not a member of the BBB, but they still get a failing grade.

Good Reviews about MindsPay.

It’s true, you will find positive reviews for MindsPay on the internet. Every positive review I found online for Mindspay had an affiliate link directing visitors to join MindsPay. You can bet in these cases the reviewer earned a commission each time they referred an innocent soul to the Mindspay machine.

The Last Word on MindsPay.

For the hours, days, months and years you fritter away trying to make chump change with surveys, you could be building an honest to goodness affiliate marketing business that pays you a full-time income.

Click to DISCOVER a Proven Path to Financial Independence!

A Better Option For You.

If you stumbled onto MindsPay because you are searching for an honest way to make money online, you might be interested in affiliate marketing.

I’m convinced affiliate marketing is a reliable option for anyone who wants to make enough money to change their life.

Affiliate marketing is an easy and affordable business to start, IF you get the proper training and support. Anyone who can write an email and surf the web is capable of earning six figures with affiliate marketing. It won’t happen overnight, but stick with it and it will happen.

I recommend the FREE starter level of the Online Entrepreneur Certification Course. It will show you the basics of affiliate marketing, plus, I’ll coach you one-on-one for FREE if you signup through any link on this website. To Learn More, Click Here.

If you found this article helpful or have experience with MindsPay, please leave a comment below.

9 thoughts on “What is MindsPay About?

  1. Hi there Gary! Wow, you have really exposed the truth about this survey site. There are so many of these awful scammy sites, I really think that there should be more controls on how these sites operate. People join these sites and spend their time working on them for free, thinking that they are going to earn some extra money. As you and I both know only too well, this really isn’t going to happen. Thanks for showing us the truth! By the way, I like the video and recommendation to join the Wealthy Affiliate community. Top notch!

    1. Hi, Andrew!

      Thanks for stopping by. I appreciate your comment.

      Unfortunately, the internet is thick with scammy survey sites like MindsPay. The unbrella company, A&A Marketing owns several sites like this and everyone is identical. In other words, they’re all scams, stealing people’s personal information and tricking them into buying stuff.

      Thanks for your kind words. I’m glad you liked the video.

      All the best,


  2. Mindspay does sound like another one of those websites that are well worth staying away from when looking to make money online. When you have to purchase produces after spending time doing a survey to get possibly paid, there is no money making opportunity in that.

    You prove time and again just how important it is to read the fine print as a lot of these companies are in it for the money and have very little concern for others.

  3. Hi Gary,

    Thanks for shedding light on these con artists, in reality that is what they are!

    If anyone encounters a product where they have to pay money in order to gain access to the work I suggest you run a mile as it’s more than likely less than legitimate!

    Are there any survey sites you would recommend as a way to make money?

    1. Hi, Nate!

      Thanks for stopping by. There are a few so-called legitimate survey sites online, but none that pay more than chump change. Personally, I see even the best, most legitimate survey site as a waste of time. Surveys just aren’t a realistic way to earn money.

      While the internet is a tremendous opportunity, it does require training and support to build a successful online business. This article explains how to make money online in more detail: How to Make Money Online and Never Get Scammed.

      All the best,


  4. Hello,

    while there definitely are legit survey sites, this one looks shady as hell. “It will take up to 8 weeks to receive the cash funds” – are you kidding me?! Who in the right mind would want to wait 8 WEEKS to receive a couple of dollars?!

    You are doing a great job! Keep exposing these dishonest scammers!

    1. Hi, Julius!

      Thanks for commenting and your kind words. I agree, there are some legitimate survey sites online and some people seem to enjoy doing the real surveys, although they don’t pay much. I also worry about personal information being revealed with surveys. Ultimately, I’d rather spend my time building a real business.

      Thanks for stopping by,


  5. Well that sounds just about as dodgy as they come really – that’s a pretty sneaky way to use surveys at the end of the day. So, if you complete the survey and don’t go for the free offer linked at the end do you still get piad for the survey?? I didn’t quite get that!

    1. Hi, Chris!

      Thanks for stopping by. No, if you complete the survey, but don’t complete the free offer, you don’t get paid. And to make things even worse, if you cancel the free offer before it becomes a paid offer and charges your credit card, you don’t get paid either.

      You’re right. It’s pretty sneaky.

      All the best,


Leave a Reply

Your email address will not be published. Required fields are marked *

Recent Posts