Hidden deep inside MindsPay Terms and Conditions there is something you should know. In this post, I reveal precisely what MindsPay is, how much you can expect to earn and the risks of getting involved.
Owners: A&A Marketing, Inc.
Opinion: Not Recommended.
What is MindsPay About?
MindsPay is not what it appears to be. You might think it is a survey company that is genuinely interested in your opinion. Unfortunately, when you read the Terms and Conditions you will see that Mindspay is much different.
At the time of this writing, at the top of the MindsPay homepage, it boldly says “Share your opinion and make money!” Beneath this headline, in smaller letters, it says “Review products and participate in paid offers.”
After a casual reading of these two lines, it’s easy to believe that MindsPay will pay you for giving your opinion and you could make money by reviewing products and participating in paid offers.
However, if you read the MindsPay Terms and Conditions, you’ll see an entirely different picture. I suspect MindsPay only pretends to be a survey site.
MindsPay does offer surveys, but they will not pay you if you only complete surveys. You have to do more if you want to earn money and you have to pull out your credit card too.
When you complete a survey with MindsPay, you will find that it encourages you to participate in the free trial of a product or service. Before you can participate in the free trial, you will have to enter your credit card information.
At this point, MindsPay might promise you that you can cancel at any time. This is true. What they won’t tell you is that if you cancel during the free trial period you won’t make any money.
On the other hand, if you do not cancel during the free trial period, your credit card will be charged and MindsPay will make a commission on that sale. That is exactly the point of the entire survey charade.
MindsPay is all about hooking you into taking free trial offers that convert into sales where they make a commission.
When you have completed several of these free trials that have converted into sales for MindsPay, they pay you back a little of your own money and claim you made money.
The truth is, you didn’t make money, you spent money. You spent a dollar and made a dime. That’s not making money.
Mindspay Terms and Conditions.
The risks you will be taking if you get involved with MindsPay are evident in the Mindspay Terms and Conditions. I reveal the worse dangers, but if you are considering joining MindsPay, read the entire Terms and Conditions yourself and be sure you understand them. Then make up your own mind.
The only legally binding document on the entire MindsPay website is the Terms and Conditions. Everything else, all the promises and seductive come-ons are just marketing. They mean nothing.
If you join MindsPay, you must agree that you have read the Terms and Conditions so make sure you read them before you join.
Look at paragraph “M” from MindsPay Terms and Conditions.
It clearly says “MindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won’t be eligible for cash incentives by only completing the surveys.”
PROVIDE CASH INCENTIVES: MindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won’t be eligible for cash incentives by only completing the surveys. Signing up for the offers, advertised by our partners, is necessary in order to be eligible for cash incentives.
So, I have to ask what purpose does the survey serve? Judging from the MindsPay Terms and Conditions, MindsPay sees no value in the survey alone. Apparently, the survey is only there to provide a cloak of legitimacy and entice you into completing the trial offer.
If you have any doubt, the last line in the above excerpt nails it. You must sign up for the offers “advertised by our partners . . . in order to be eligible for cash incentives.”
That’s not the language of a research company that is genuinely conducting surveys. That’s the way a marketing company covers its butt.
MindsPay isn’t really a survey website, it’s a marketing website!
The whole survey smoke screen is just a way to trick you into revealing your credit card info and taking trial offers that lead to sales and commissions for MindsPay.
If you sign up for one, you’ll be encouraged to sign up for another and another until you have dozens of trial offers going at the same time. If you lose track and forget to cancel in time, your credit card will be charged.
Read a little further in the paragraph “M” and you’ll see that it will take up to 8 weeks to get paid.
“If you complete a survey and sign up for the corresponding offer, it will take up to 8 weeks to receive the cash funds from the advertiser.”
Eight weeks to get paid! If you’re looking to make some fast cash, MindsPay isn’t the way.
Paragraph “N.1” of the MindsPay Terms and Conditions.
It’s not enough just to complete the free trial. You won’t get paid until after the free trial has converted into a purchase and your credit card has been charged.
Look at the following excerpt from paragraph “N.1” of the MindsPay Terms and Conditions.
. . . MindsPay may not pay any user for any offer that has been charged back to the advertiser. If a charge back occurs under your account, as determined by us, your account may be terminated without pay.
So, if your credit card is charged and you contest it, MindsPay will terminate your account and you will not get paid.
Can you see how it’s all about MindsPay getting money out of you?
Mindspay Does Not Guarantee You’ll Be Paid.
Look closely at paragraph “D” of the Mindspay Terms and Conditions and you’ll see they make no guarantee you’ll get paid.
NO PAYMENT GUARANTEE: MindsPay does NOT guarantee that a member will receive credit for a completed survey and offer.
If they don’t have to give you credit for a completed offer, do you really think they will?
I hope you’re beginning to see how the deck is stacked against you. How can you win when you’re playing by their rules?
Read a little deeper into paragraph “D” of the MindsPay Terms and Conditions and you’ll find this:
We reserves the right to refuse the credit to members for offers for variety of reasons, including, but not limited to , Lack of appropriate information, Improper signup, Improper browser settings, Errors in third party reporting, and / or any other reason.
That paragraph is very wordy, poorly written and confusing. I’m going to remove a few words so the meaning is more easily understood. I also added (for a completed survey) since it is implied in the previous sentence.
We reserve the right to refuse credit (for a completed survey) to members for . . . any . . . reason.
It looks to me like MindsPay does not legally have to pay you anything.
Not surprisingly, there are a lot of complaints online about MindsPay. Most are about not getting paid.
“Mindspay is not a real research site. They provide prospects to advertisers by offering you a “free” or low-cost trial, quote or consultation and then paying you a small fee for listening to the product pitch, trying it, and completing an evaluation. Most of the product trials require you to pay shipping/handling which is usually pretty close in amount to the fee you receive, so you really make no money.” Kevin (Source: ReviewOpedia.com)
“Mindspay is a total scam!!!” PolyShop (Source: ReviewOpedia.com)
“Mindspay company is a fraud because they do not pay what they owe. I was offered to be paid $47 to sign up for the discover card, get approved, make a purchase and take a survey. I completed they task and they refused to pay me saying I was a fraud. …” Laura (Source: ScamBook.com)
“My account is almost 400.00 and all that’s been approved is 18.51 since the beginning of July, I don’t want to keep on working because nothing is being approved. I’m trying to be patient and I keep writing to Mindspay, and they just keep blowing me off.” Audre (Source: PaidSurveyUpdate.com)
“I signed up with Mindspay thinking I could earn a little money to supplement my income. . . . It has been 2 months; they have given me credit for $38.63 out of a total of $473.68.” Source: BBB.org/Western-Michigan
“I signed up to do online surveys for MindsPay worked on several surveys, from Feb2013 to 2014 and not once received a payment.” Marquita (Source: ReviewOpedia.com)
Mindspay BBB complaints.
An online search for complaints against MindsPay leads to a listing for A&A Marketing, Inc. with the Chicago and Northern Illinois Better Business Bureau. According to the BBB, A&A Marketing, Inc. owns Mindspay.com and several other ‘so-called’ survey websites.
Isn’t it interesting that MindsPay is owned by a marketing company?
A&A Marketing, Inc. is not a member of the BBB, but they still get a failing grade.
Good Reviews about MindsPay.
It’s true, you will find positive reviews for MindsPay on the internet. Every positive review I found online for Mindspay had an affiliate link directing visitors to join MindsPay. You can bet in these cases the reviewer earned a commission each time they referred an innocent soul to the Mindspay machine.
The Last Word on MindsPay.
For the hours, days, months and years you fritter away trying to make chump change with surveys, you could be building an honest to goodness affiliate marketing business that pays you a full-time income.
A Better Option For You.
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If you found this article helpful or have experience with MindsPay, please leave a comment below.