Is Viral Cash App a Scam?

Is Viral Cash App a Scam? A Viral Cash App Review.

Can you really tap into a $70 Billion industry with a simple app and funnel money into your bank account? Matthew Neer claims you can with his Viral Cash App. However, when it comes to making money online, there is always more to the story. Follow me to see the Devil in the details.

Name: Viral Cash App
Creator: Matthew Neer
Price: Depending on how you enter the sales funnel, the initial cost may be $9.99, $24.95, or $47, plus multiple upsells totally nearly $500.
Opinion: You will not make money with Viral Cash App.

Click to DISCOVER a Proven Path to Financial Independence!

Is Viral Cash App a Scam?

When you visit the Viral Cash App website, you are greeted with a fast-paced sales video. The video’s opening sequence is a highly edited segment made from clips taken from popular news shows. It begins with a clip taken from ABC News that says, “This is an ABC News Special Report.” It’s not.

Is Viral Cash App a Scam? A Viral Cash App Review.While these video clips have absolutely nothing to do with Viral Cash App, the apparent intention is to lend credibility to Viral Cash App and to convince the viewer that the young rich people featured in some of the clips made their money with the Viral Cash App. They didn’t.

We are also told the sales video is secret. It’s not. Anyone can find it online. The sales video is the beginning of a long and expensive sales funnel. More on that in a moment.

Viral Cash App presents itself an app that will give anyone, regardless of their experience, the power to siphon money from a “$70 Billion FREE traffic source.”

We are told in the sales video that the reason we are not making money is that we haven’t plugged into the “commission network.” And, we’re told that once we “plug in” we can expect massive paydays.

According to Matthew’s sales pitch, the secret is to offer display ads on our website like the big boys do.

Viral Cash App promises to be so easy anyone can use it to make tons of cash. All you need is basic computer skills, and all you need to do is watch videos on YouTube and Facebook, then post videos with Viral Cash App.

When You Buy Viral Cash App.

Is Viral Cash App a Scam? A Viral Cash App Review.Once you purchase the app, you then must pick a keyword and monetization. The app creates a “done-for-you” website using content scraped from the internet. This is a lousy way to build a website.

Viral Cash App promises you can easily make money. Don’t believe it.

A Viral Cash App Review.

It is highly unlikely you will make money with Viral Cash App.

Viral Cash App was not created to make money for you. The sole purpose of Viral Cash App is to make money for its creator, Matthew Neer. Like most of Neer’s products, the Viral Cash App sales funnel is designed to extract as much money from you as possible.

The Viral Cash App has several upsells. When you buy the initial offer, your purchase is hidden from you. Before you can get it, you must negotiate three upsells. The first upsell is $149. The second is $97 and the final upsell is $197. Added together, if you purchase everything offered, you will spend nearly $500. That’s a lot of money.

The modest initial price is offered like bait to entice you into the Viral Cash App sales funnel. Once you make the first purchase, you will probably buy the upsells too. To learn more about how our mind is vulnerable to these sales strategies, read my article Influence.

Click to DISCOVER a Proven Path to Financial Independence!

Matthew Neer’s MO.

This is how Matthew Neer operates. It’s his business model. He targets people who are looking for a quick and easy way to make money online. Then he tells them what they want to hear.

He creates a product that promises to give them precisely what they are looking for, quick easy money. The sales video then stokes this fundamental desire until it is a burning white-hot ember of greed.

If Neer can get you feeling intensely greedy for his product, he knows you will buy his upsells. That is where he makes the lion’s share of his money. As long as you are looking for a quick and easy way to make money online, you will be in the crosshairs of Matthew Neer’s marketing machine.

Matthew Neer.

Matthew Neer’s WarriorPlus profile has only one line describing him. It says, “I like long walks to the bank.” That’s his priority.

Other products by Neer include:

5k Formula System, Wealth Ascension System, Speed Wealth, Commission System, Fanpage Cashflow 2.0, Operation 10k, Viral Money Method, Quiz Leads/Viral Engagement, Bing Your Ads, Niche Moolah, Viral Money Magnet System, and Viral Traffic Hack.

Matthew Neer Complaints.

ScamAvenger Girl, says “Thumbs Down!”

Matthew Neer routinely launches products in the Make Money Online niche. He also has a few complaints. I found two on RipOff Reports.

“…I have nothing to indicate that Matthew Neer is anything more than a scam artist who bleeds people dry with promises of teaching them to make a fortune online.” (RipOff Report)

“Matthew Neer …did not deliver …a working formula to make money on the Internet. …He simply ripped me off. …He is a good liar with no morals or decency because HE IS A THEIF.” (RipOff Report)

Do You See a Pattern?

Matthew Neer creates a product that promises you can make quick easy money and promotes it with an aggressive and misleading sales video. Then, if you buy the first offer, you are squeezed time after time with one upsell after another until every dime is extracted from you.

Villain or Businessman?

Matthew Neer markets to people who believe there is a secret way to easily make money online.

Chris Farrell calls these kinds of people “opportunity seekers,” because they seem to believe the internet can be made into their own private ATM if they just find the right app, software or secret sauce.

They purchase “make-money-online” products marketed as opportunities. However, they never make more than chump change.

There will always be business people like Matthew Neer churning out make-money products because there will always be people searching for a quick and easy way to make money.

For years I thought marketers like Matthew Neer were predators. However, I now view them as nothing more than a marketer serving his market. If you want to avoid the likes of Matthew Neer, remove yourself from his market. Stop being an opportunity seeker.

Click to DISCOVER a Proven Path to Financial Independence!

Think like an Online Entrepreneur.

Work at Home in Your Pajamas.

Instead of being an opportunity seeker, be an Online Entrepreneur. An Online Entrepreneur knows there is no magic app or software that will deposit money into their bank account.

An Online Entrepreneur understands that the internet is a global marketplace that adheres to proven business principles. And if they bring value to market in accordance with these principles, they will be rewarded. The more value they bring to market, the greater their reward.

Instead of searching for a magical app that will turn the internet into their own private ATM, an Online Entrepreneur searches for a legitimate place to learn internet marketing skills, confident that the more skillful they become, the more money they will make.

This is why I recommend the Online Entrepreneur Certification Course. The first level is FREE and includes many goodies, including one-on-one mentoring.

I owe my online success and my financial freedom to the Online Entrepreneur Certification Course. I recommend it to anyone who wants to make money online the right way.

To learn more about the Online Entrepreneur Certification Course, Click Here.

If you found this article helpful or have experience with Viral Cash App, please leave a comment below. Thank you.

12 thoughts on “Is Viral Cash App a Scam?

  1. …what a great review saved me embarrassing and purchasing yet another piece of crap that does not deliver on its promises.

  2. Viral Cash App and Matthew Neer sound like a classic version of what is called “bait and switch”, i.e. draw in suckers with an inexpensive product that presumably will benefit them, and then convince them to buy something better and more expensive. I’ve seen “bait and switch” in operation before. Years ago I signed up for a dating service for a “one time” $9.99 registration fee. But then the saleswoman told me that if I wanted to have my photo included in my add, I would have to pay an additional $1,900. I told her that I would pay $9.99 and that’s it. Car salesmen have also been known to use “bait and switch”. I recently received a notice in the mail that I had won $700 in a giveaway at a car sale. When I went to collect my $700, I was told that in order to collect my “winnings”, I had to purchase a new car. I immediately left.

    1. Hi, Paul!

      Great observation. Matthew Neer’s Viral Cash App isn’t about helping anyone make money, other than Mr. Neer.

      Back in the 60’s and 70’s, bait and switch was routine in stores. I remember going with my father to Sears to buy a washing machine that was advertised in the papers. When we got to Sears, the salesman explained the advertised models were sold out and tried to sell my dad a much more expensive machine. My dad worked in retail and knew the game. Eventually, laws were passed to end bait and switch in retail, but there are no such laws online. 

      When tactics like bait and switch or outrageous upsells are used, it demonstrates that the seller has no respect for the buyer. Once the buyer shows a bit of trust and opens his wallet, the seller grabs all the cash they can get. That is a betrayal of trust and proves the buyer’s motivations are selfish.

      Thanks for stopping by,


  3. I also agree that there many people like Matthew Neer since there are many people who want to make a lot of money fast. After reading this article I wonder how long it takes to learn all the necessary stuff about online marketing and how long it takes to see some results.

    1. Hi, Furkan!

      People like Matthew Neer are simply catering to the market that believes there is a secret or gimmick to making money online. There isn’t. The various business models for making money online are well established. I call the people chasing get-rich-quick opportunities “Opportunity Seekers.” This is a term I learned from Chris Farrell.

      Unfortunately, when we search for legitimate places to learn how to make money online, we usually have to first pick through the hyped get rich quick nonsense. I mention this only to make people aware that the best way to avoid schemes like Viral Cash App is to simply remove yourself from that market. If it’s hyped and laced with promises of making a lot of money fast, nothing good will come of it.

      As a counter balance to the countless hyped money-making schemes online, I recommend the Online Entrepreneur Certification Course. The starter level is free and will give you a solid foundation in the industry’s best practices and proven business principles. After the starter course, you’ll be prepared to build a successful online business on a shoestring.

      The internet gives anyone who is willing to work for it an amazing opportunity. You can build an online business faster and with far less risk than you can build an offline business. And, you can be profitable quicker too. However, it is not an overnight thing. 

      How quickly you or anyone else can be online cannot be predicted. There are too many variables such as how much you work on your business each week, how fast you learn and whether you have the money for additional tools that will help you work more efficiently. 

      In my experience, it took 3 months before my first website made a sale and then another 3 months before I was making more money than I was spending on my business. This seems to be typical.

      For someone starting with no experience, the first 6 months are the most challenging because there is a lot of work to be done, but the results do not begin to appear until about the 3rd month. It takes that long for the search engines to trust a new site and send traffic to it.

      Thanks for stopping by,


  4. I hadn’t heard of Viral Cash App until I read this review. I will definitely stay away from it since there are so many different costs with it especially when it comes to upsells. The fact that the video is misleading and uses a news broadcast special report is a big red flag right there. Is this an app you can also install on your phone?

    1. Hi, Brian!

      Viral Cash App isn’t anything special. The sales video would have you believe that by copying video content from YouTube, you can attract traffic to your website and sell affiliate products. Anyone with any marketing experience will know this won’t work. 

      The creator of Viral Cash App, Matthew Neer, is a serial product maker. Most of his products sound good in the sales video, but usually quickly die because they don’t really help anyone make money. It appears that Neer abandons a product soon after launch and begins working on his next product.

      Thanks for stopping by,


  5. Hi Matthew,

    thanks for posting a great article,your research will help a lot of people that are looking to start an online (or any) business!

    Just goes to show that anything that seems to good to be true usually are.

    Your research should be considered a learning block for all the newbie marketers out there who wants to succeed online.

    thanks,this was worth the read,Frederick

    1. Hi, Frederick!

      I agree. “If it seems to good to be true, it probably is” is a great way to avoid scams. The challenge with offers like Viral Cash App is how the video tries to trigger our greed. Once we feel greedy for the offer, it is difficult to remember to think logically or to see the difference between outrageous claims and reality.

      There are so many scams online and so many over-priced make money products that if you assume an offer is not worth your time or money, you’d be right most of the time.

      Thanks for stopping by,


  6. Hallo there,

    I also have a couple of friends that have had the continuous upsets pushed on them by the system until they had to withdraw from it and its promotions.

    I was thinking of joining it to get a first hand experience of this but after reading this, I would rather not test the waters. I have decided I will take on the certification courses instead. Thanks for the recommendation.

    1. Hi, Dave!

      The upsells are relentless. In the case of Viral Cash App, the product and the upsells are designed merely as an excuse to get your money. If you bought only the Viral Cash App and not the upsells, you will not make money. However, if you bought everything offered, you won’t make money either. You would just be throwing your money away.

      Thanks for stopping by,


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