Is Saivian a Scam? Saivian International

Is Saivian a Scam?

Saivian International claims to revolutionize the cash back industry and make it easy to turn shopping receipts into cash. However, there’s a lot they don’t tell you when you sign up.

Company: Saivian International
Company Address: 1 Austin Avenue, Tsim Sha Tsui, Kowloon, Hong Kong (aka The A.B.C Bar).
Cost: $125 every 28 days. (That’s weird)
Opinion:  Not Recommended.

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Is Saivian a scam?

Saivian International claims to revolutionize the cash back industry with their membership company. They claim it’s easy to turn shopping receipts into cash with their cutting-edge cash back technology, whatever that is.

Is Saivian a Scam?To earn the promised 20% back on your day-to-day purchases, you must be a member of Saivian. Membership costs $125 every 28 days. Not per month. Why would they bill every 28 days? Because in a years’ time you will have paid $125 thirteen times, or $1,625 per year. How can spending money save you money?

Here’s an easy way to save $1,625 a year. Don’t join Saivian International.

To be clear, you will have to pay $125 every 28 days to save perhaps 20% on some of your purchases. You will also have to shop according to Saivian’s complex rules and restrictions and upload the Saivian app to your smartphone. They should be paying you!

In other words, you are paying Saivian for the privilege of playing their game. What could go wrong?

When you cut through the Saivian website videos of happy people spending money and sales pitches promising a whole lot of nothing, you can see the Saivian game more clearly. It goes like this, you give Saivian a lot of your money, and Saivian promises to give you back a little bit (maybe).

Saivian is beginning to look like a Ponzi scheme. It gets worse.

As a Saivian member, you can recruit people into the organization and earn a bonus. Interesting that they would call the compensation for recruiting others a “bonus” and not a commission. It sounds like they are trying to side-step a legality.

Saivian doesn’t have a product, and you must be a member before you can promote the membership to others. The United States Federal Trade Commission guide states this could be evidence of a pyramid scheme. Is Saivian International a clever Ponzi scheme/Pyramid scheme hybrid? Perhaps.

Where in the World is Saivian International?

In the footer of the Saivian website, you will find this address: Saivian International, 1 Austin Avenue, Tsim Sha Tsui, Kowloon, Hong Kong.

Is Saivian a Scam?
Saivian International address in the footer of their website.

However, if you put this address into Google Maps, you will find the dilapidated A.B.C Bar in a part of Hong Kong I wouldn’t visit without a Ranger Regiment and gunship escort. This Bud’s for you.

Is Saivian a Scam?
This is where the Saivian International address leads to in Google Maps.

There’s no happy people at that address and judging by the looks of the neighborhood, not a lot of money either. I suspect Saivian International is nothing more than a shell company with a Post Office box in Hong Kong. It gets worse.

Update 13Aug17: Soon after I published this article, Saivian removed their address from the footer of their website.

Saivian International and the BBB.

Although Saivian International is not a member of The Better Business Bureau, the BBB gives Saivian a big fat “F” due to 10 unresolved complaints and because a letter the BBB sent to Saivian was returned unopened. Nobody’s home.

The Last Word on Saivian International.

Is Saivian a scam? The only sure thing about Saivian is it will cost you $125 every 28 days. It is unlikely you will get anything of value in return.

Saivian does show indications of being both a Ponzi scheme and a pyramid scheme, although it would take an FTC investigation and a court hearing to determine this conclusively.

Perhaps the question should be “Is Saivian right for you?” I think not.

You can’t save money by spending money. The so-called Saivian business opportunity is not an opportunity. Why would you want to drag your friends, family, colleagues, and neighbors into something that will cost them $125 every 28 days and make them jump through silly hoops when they go shopping? Save your money. Save your friends.

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If you found this article helpful or have an experience with Saivian, please leave a comment below. Thank you.

48 thoughts on “Is Saivian a Scam? Saivian International

  1. savian is a scam. Just recirculating $$$. Canada shut down too claiming to open Saivian world ..haa
    we all need to seek class action law suit.

    1. Hi, Tony!

      I’m sorry to hear you were taken by Savian. If you are in the US, report your experience to the Attorney General of your state. Also, please report it to Internet Crime Complaint Center (IC3). You may also want to read my article on what to do if you get scammed. You will find it here.

      Thank you for sharing your experience here. I’m sure you have helped to save some people from making a costly mistake.

      Thanks for stopping by,

    2. Me and my family got SCAM by these saivian aholes. Is there any way possible we can sue them amd get our money back. We lost about $3000.

      1. Hi, Jay!

        I’m terribly sorry to hear you were scammed by Saivian. If you are in the US, report your experience to the Attorney General of your state. It looks like your email address is from Canada. If you’re in Canada, contact the Canada anti-fraud Center, .

        Thank you for reporting your experience I wish I could do more to help.

        All the best,


    Your reply to my quest was brought to my attention this week, when family and Team members mentioned my post and your review here!!!

    I AM SO GRATEFUL for what you have done Gary!! Not only does it confirm our Team’s research at the time, it actually seals the deal about our findings in SAIVIAN INTERNATIONAL and we weren’t talking pooh poohs!

    To work hard for 3 months and get nothing back in return or not able to access your commissions is total ratchet! The only way that some are accessing their commissions is by selling passes and collecting money for it (because that’s how they were taught) this is and WAS a BIG NO! NO! for our Team and definitely PONZI SCHEME!!

    And you’re right Gary, “it’s hard to believe people would fall for the Savian pitch, but I think a lot depends on who is selling it to them. A skillful emotional sales pitch can make people do completely irrational things!!”
    My first Presentation of it, I was told NOT TO Google Saivian as it would come up as SCAM SCAM SCAM and that’s how people are recruiting!

    People are slowly waking up to the truth, cutting their losses and have left BUT sadly others are still blind, living in ‘hope’ as they continue to share Saivian International and recruit people!

    Also, thank you for the link on my original post! I will definitely look into it as those snakes are at it again, dragging us left, right and center. Personally, I think they’re just trying to convince themselves and others that this does work. If it did, I wouldn’t have a problem with it.

    Thank you once again Gary Horton and God bless you and your awesome work!!!

  3. Hi, Gary. Being familiar myself with Saivian issuing my own thoughts about this opportunity in a review, without question it is completely fraudulent.

    At one time the owner called this program the “7 Figure Club” trying to impress naive people in the lie that one could easily become a millionaire simply by joining and following the “well-established, proven training” which is very much a part of this program. A bunch of b .s.

    At a price, as you stated of a member being billed $125 every 28 days, (the same amount of cash just for joining) adds up to $1,625 being invested by a gullible individual per year. Money being flushed down the toilet.

    Big deal that you’d save 20% off of products purchased through Saivian. The company’s intricate rules which would take an M.I.T. graduate weeks to figure out simply doesn’t make it worth a penny’s investment for someone to join.

    The compensation plan requiring a person to build down lines by recruiting people under him/her, along with the fact that the “product” put out by this company is simply the chance to save money on purchases at this program’s online site, (and not in actual physical product) leads one to easily believe that it is an illegal Ponzi or pyramid scheme as you so aptly put it Gary.

    7-Figure Club, aka as Saivian? Put the decimal right after the first number to the right and suddenly it’s more like a person earning single digits, (at most 9 dollars) in this misguided, completely scam venture.


    1. Hi, Jeff!

      Thanks for sharing your insights into Saivian. It worse than I thought and I thought it was plenty bad. I didn’t know about the history of Saivian and it’s relationship to the 7-Figure Club. It seems a scammer never changes.

      Thanks for stopping by,


  4. Hey,

    I’ve read about this company, being able to make cash back on every day shopping sounded like a dream to me! I looked into it deeper and began to realize the same things that you did!

    The simple fact that they charge you every 28 days is ludicrous. $125 bucks is far overpriced for a cash back company such as this. Last time I checked ( even if you’re not getting 20% back) Ebates charges you FREE to get cashback on purchases.

    Not only that, but most of the program is centered around recruitment. Recruitment is where you make the most amount of money with this program…so you’re basically paying them to recruit people for their business, that you barely make your money back on!

    Thanks for making the picture even more clear for me Gary, I am FOR SURE never giving this company a try.

    1. Hi, Brooke!

      Thanks for you kind words. There is no way joining Saivian International makes sense. On my opinion, their cash back product is nothing but a cover for a thinly veiled pyramid scheme.

      A couple of things have happened since I posted this article about Saivian. I’ve been contacted repeatedly by a Reputation Management consultant that works for Saivian who personally attacks me, but never corrects any detail I’ve reported on Saivian, also it appears Saivian is pulling out of the United States. It would not surprise me if they are catching heat from the FTC.

      Thanks for stopping by,


  5. Definately great information!

    While I myself would never spend $150 for a discount membership club, I’m sure there are those who will unfortunately fall for this scam. Time and effort have obviously gone into this elaborate scheme. You would think that they would at least put that energy into, y’know, NOT steal from people.

    Thanks for sharing this. I’ll be sure to pass the info along so others will be more informed too! 🙂

    1. Hi, Chris!

      I often wonder if the people behind scams like Saivian International are incapable of creating a legitimate business. They might be psychopaths. It seems like it would take more energy to continually lie and steal from people than to operate a legitimate business that creates a product or service people would gladly pay for.

      Thanks for stopping by,


  6. I never understood the mentality of spending money to save money, especially when you are spending more than what you save.

    I did find it weird that it is a 28 day subscription service and that alone makes it for the better that I have not heard of this site until now. I also think that they should definitely lower the price as 1,625 a year is way too much for something that is not worth it at all.

    I will definitely be sure to stay away from this if I come across it in the future.

    1. Hi, Arie!

      I agree, spending money to make money doesn’t make sense. However, many people have been conditioned through advertising to believe that nonsense. Most television and radio ads shout loud and clear how buying a new car, gizmo or widget will save you money. In the case of Savian International, careful shopping will probably save you more than playing the Saivian game. 

      Recently, this post has received a few comments from Saivian members who write that Saivian is closing its United States operations and moving to Asia. Makes me wonder what are they running from?

      Thanks for stopping by,


  7. I am leaving Saivian because their program is not only too expensive but meant so that you don’t succeed and they make most the $.

    I had no problems gathering and submitting receipts. What made it hard was when they paid me the wrong amount and when I questioned them I didn’t get an answer since March 20th. Over 50 msgs. in back office and countless calls and promises that someone would get back to me, and still nothing. I’ve even msg’ Ryan Evans, one of their top Exec’s and he too has never replied even though he’s read my msg’s.

    I’ve lost about $500 in commissions and now there is no access to our back office for the past 2 weeks so can’t submit anything nor get any updates. My renewal is coming up in 2 days and I have decided not to waste my time with them anymore.

    You pay $125 every 28 days. When you submit your receipts it takes 30 days for Approval. But that’s not it, you have to wait another 30 days for using it like a credit for Renewals or Passes and yet another 30 more days for Cash Back. Yes, 90 days until making that $!

    They came out with a new Card to loaf your $ onto and that was a mess too! Even the CEO of that card contacted me and promised to expedite my card to me. Been over 3 months now and never got it yet! And, he no longer replies…

    When you look at the track record of the CEO of Saivian, that should be a huge Red Flag to stay away. They’re now building momentum in Asia, feeling sorry for those there….

    Everyone in our teams in Hawaii has quit! Probably the worst experience since submitting those receipts hasn’t been easy and for all that time and effort to. It come out ahead is frustrating.

    Yes, a pure Scam! Stay away…

    1. I also left Saivian after fully promoting and team building. The concept is brilliant but the implementation is so sleazy. Watching the videos of leaders flying around on private jets and eating in top restaurants when the actual builders can’t even access their funds to buy groceries is sickening. After applying for many different kinds of payment cards and having team members go through the same it finally sunk in on me that the company was either unable or unwilling to pay not only commissions, but the actual Cash Back as well.
      It has come to my attention that they are decommissioning Saivian in the U.S. Probably to avoid public prosecution, however that’s my take on it. Today the U.S., next month who knows. Sadly, instead of getting this announced in public, They are still implementing the new “Saiviworld” and have made even more promises of increased “bonus” which is seriously just commission.

      To be transparent, I have moved to a Cash Back company with a similar plan, it isn’t flashy, it just does what it says, people get paid. As previously said the concept is brilliant, It just needed a company with integrity to bring it to fruition.

      Say no to Saivian!

  8. Thank you for making me aware of this scam. I will be telling all my family and friends about this to help them prevent what has happened to so many others.

    I appreciate how you have taken the time out of your day to make others aware of such a terrible deed as this.

    1. Hi, Dagda!

      Saivian is a real stinker. It seems for every scam I expose a dozen new ones pop up. This appears to be the nature of the internet. The key is to learn to spot them from a safe distance.

      Thanks for stopping by,


  9. They taking all systems out USa
    eJ dalius is in jail
    The fraudsters are
    Shelly Cullen
    Kelly laughton
    Ryan Evans
    Janine Chisnell
    All Major felony
    Dangerous people they close your accounts at the whip of a hat ? they bribe and stab people in the back – kelly laughton on major Benefits but likes to pretend she is a Savvy entrepreneur who screwed over my husband and my accounts
    She is a vulcher
    Ryan Evan screwed his own blood for Saivi and he is also going down
    The company is closing ranks in USA why? Because the aim is to screw over simple asia peoples
    Janine Lives in South Africa but pretends she is a UK leadership all to ensure she is not liable for taxes
    This Company is a absolute joke and sooner or later All Company laws will close them down

  10. Very informative site. Great content with video’s, images and leave comments. A much needed site, should mention names( created by ) and dates (start up date was) too. How there site ranks with BBB if at all. Like the quick replies you do also. Must ask how does this niche works? I mean so many scams how do you keep up? Do you wait for someone to say i think that so and so is a scam can you review or check them out? Really like the site, but is there negative feedback? Has a site you reviewed gone after you? Since i never heard one of the site’s you reviewed. Awesome Job Thanks:)

    1. Hi, Reggie!

      Thanks for bringing up some great points. I’ll never keep up with all of the scams, but I do hope to show visitors how to spot scams from a safe distance so hopefully they become scam-proof. Unfortunately, it’s easy to find scams online. 

      Search any variation of “make money” and you’ll be swamped with scams. People do report scams to me too and ask me to investigate. That’s how I became aware of Saivian.

      I do get negative feedback, but it is rarely constructive. Typically, it’s affiliates of a scam or someone so indoctrinated into an MLM or pyramid scheme they insult me. If they can prove me wrong, I wish they would.

      Many scammers have threatened me with lawsuits, but I only report demonstrable facts about their scam, usually with information directly from their website. I doubt a scammer wants anyone looking too closely at their business. 

      Thanks for stopping by,


  11. Very informative. Even though the author tells you right up front his recommendation, he still goes through the motion of explaining how the program works and also explains their billing cycle works. He goes as far as to state what authorities think. All in all the author does a very good job in all aspects. I recommend the article.

  12. Hi Gary,

    Kindly ask where this company is registered? I have search everywhere and couldn’t find any information where this company is incorporated (Jurisdiction).


    1. Hi, Tom!

      I don’t know where they are registered. The address on the website is Saivian International, 1 Austin Avenue, Tsim Sha Tsui, Kowloon, Hong Kong.
      If they are incorporated anywhere, I would guess it is Hong Kong. However, because, as I pointed out in the article, this address tracks to a bar on a backstreet of Hong Kong, it is questionable.

      Thanks for stopping by,

  13. Nice video! Very professional! Yes, sounds like an other Scam! To be honest, I find it hard to believe that people would actually consider joining something like Saivian. It costs so much money! I liked your review, it’s great! But I wish people stopped saying you can get the training at Wealthy Affiliate for free! Really, the first course is just the beginning. You really need to pay to get the full benefit, which I did and I don’t regret it!

    1. Hi, Sylvie!

      I appreciate your comment. I agree, it’s hard to believe people would fall for the Savian pitch, but I think a lot depends on who is selling it to them. A skillful emotional sales pitch can make people do completely irrational things.

      Regarding Wealthy Affiliate, there is a free membership and a paid membership. I encourage people who are interested in learning how to build an online business to enroll in the FREE Online Entrepreneur Certification Course which is totally free, no credit card needed and no strings attached. 

      Once they finish the free course, they will know if the paid membership is right for them. I can’t imagine a more transparent or risk free way to learn internet marketing.

      Thanks for stopping by,


  14. With the Saivian International claiming to revolutionize the cash back industry with a membership is usually a good indication that it could possibly be a scam. I would do alot of research from more than one source before getting into business with Saivian International. I personally have not heard of Saivian International, but from research I have done, I would probably pass on this opportunity.

    1. Hi, William!

      Saivian was new to me too until a visitor to my site asked me to investigate. The Saivian numbers do not make sense. Like many so-called online “opportunities,” particularly when there is a pyramid like structure to the organization, the product is incidental. The product is just an excuse to take money from new recruits.

      I doubt many recruits stay with Saivian for than a month or two. That’s about how long it will take for them to realize all they have accomplished by joining Saivian is create new expense for themselves without getting anything of value in return.

      Thanks for stopping by,


  15. Wow! What a great deal! Are you telling me that I only need to spend $1625/yr, abide by their obviously fair and simple rules, and I MIGHT make back 20% of my purchases. That’s probably only about $8000 in qualified purchases! Plus I can earn bonuses by signing up others, including my loved ones? It’s probably too good to be true, just like most of the gigs out there.

    1. Hi, Harry!

      Saivian is a real stinker. It was brought to my attention by a minister who had recruited many of the members of his church into Saivian before realizing it was a scam. 

      Thanks for stopping by,


  16. Everyone seems to know nowadays how to make someone some money. Saivian International is no different from any other online scheme to supposedly make money.

    Why should anyone believe the Online Entrepreneur Certification training course you recommend here is not a scam? Just because it may be cheaper or you may be using it that doesn’t mean you aren’t also trying to scam people.

    1. Hi, Aaron!

      The Online Entrepreneur Certification training is FREE. No credit card needed and nothing is asked of you except your name and an email address. My friends and I created the free Online Entrepreneur Certification course specifically to combat online scams by giving people a legitimate and risk-free place to learn how to build a profitable online business.

      The free course includes training, support, websites, hosting and one-on-one mentoring. After the free training, there is a paid option that costs $19 for the first month. Anyone who completes the free training will know if the paid option is right for them.

      Aaron, why not enroll in the FREE Online Entrepreneur Certification training and see for yourself? I think you will be pleasantly surprised.

      Thanks for stopping by,

  17. Hi there,

    The best site I have seen today so well done! One thing that truly struck me about your article was your consistant engagement with comments below it.

    Some of the readers had given you some fairly tricky comments yet you weren’t afraid to respond in a clear manner which showed your vision of your site and what you want to provide to the community. This gets a huge thumbs up. It shows that you take your work seriously and are not out to just try and showcase a site with an ‘on the fence’ review.

    My only concern is that I found it difficult to settle into the article at first as I was distracted by the widgets on the left. My first thought was that perhaps this writer is more interested in my interaction with these widgets and ads rather than gather value from the article.

    I would be more inclined to put the widgets in the right hand side to give my readers a chance to get what they came to my site for, and that’s high value content. Then, once they have built a good impression of you in their mind as they read, they will subconciously let they eyes move over to the widgets and ads and are more likely to engage with them.

    Apart from that, a very good site!

    1. Hi, Michelle!

      Thanks for your thoughtful comment. I appreciate your insights and will move the sidebar to the right. 

      Thanks for stopping by,


  18. Gary, 

    I have come to the conclusion a while ago that the only people getting rich on all of these get rich quick scams is the owners. It’s getting to the point where we will need internet police to arrest all these scammers. Its sad for me to even think of it but in my early days online, I did get caught up in a few “too good to be true” scams.

    Unfortunately, it seems very hard to convince people about these scams and what to stay away from. Most people starting to investigate an online business want it now! They don’t understand the time and patience it takes to be successful online. 

    Now I am a member of wealthy affiliate and it been by far the best move I have ever made.

    All my best to your success,

    1. Hi, Doug!

      It seems the road to online success runs through some pretty shady areas. Falling for a scam or two seems to be normal. I have fallen for my share. It’s part of the learning process. Savian is survivable, but some scams aren’t. Some scams destroy a person’s confidence as well as their finances.

      There will always be people who are vulnerable to false promises, but for those who are serious about replacing their jobs with an online business, they should know it’s not a one time blast off or a magical formula. Building a profitable online business takes skills. Anyone who can surf the internet or write an email can learn these skills and make money online. Wealthy Affiliate is the place to learn. 

      Thanks for stopping by,


  19. Gary,
    Thank you for sharing this. I have fallen for many scams over the years. To your point, why would you have to pay them every 28 days. How much money can one save, if they are spending $1625 per year. I agree with you, you can’t save money, if you are spending money. Definetely, a scam. Thanks for the comprehensive review.

    1. Hi, Kay!

      I’ve fallen for more scams than I want to admit. I think it is part of the learning process. At some point, after enough heartache, we mature as marketers and learn to recognize scams from a safe distance.

      Savian appears to be nothing more than an excuse to take people’s money. My guess is the marketers get people excited by selling the dream. Once people are excited to make money, they lose focus of the cash back feature and start selling the dream to others. 

      When you look closely at Savian International, there really is nothing there, just people at the bottom giving their money to the people at the top.

      Thanks for stopping by,


  20. Yet another “unbiased” review huh? It’s really sad to see people promote their programs by using click bait “reviews” of other programs.

    1. Hi, Stephen!

      If I have misrepresented a single detail about Saivian, please tell me and show me why. I need specifics. If I made a mistake I will be happy to make a correction.

      Do you think I invented the many negative things about Saivian? Anyone can check the address in Google Map and see it goes to a dive bar in Hong Kong. By definition, according to the United States SEC, as linked in the article, Saivian has characteristics of both a pyramid scheme and a Ponzi scheme.

      Saivian clearly states on their website that it costs $125 every 28 days to be a member. For this hefty membership fee, a member MIGHT get cash back on some of their monthly purchases if they meet Saivian criteria and jump through the proper hoops fast enough. A person would need $600 of qualifying purchases every 28 days to break even. Don’t you think a payment cycle of 28 days is odd?

      Why would anyone in their right mind want to pay a dubious company $125 every 28 days for the privilege of turning their shopping into a hassle-filled job? That’s insane. You know Saivian is not about cash back, it’s about getting thousands of people in at the bottom of the organization to pay $125 every 28 days to the people at the top of the organization.

      The only people who give Saivian positive reviews, and who defend it, are members who profit by recruiting people into the Saivian scheme. That my friend is exploitation.

      Thanks for stopping by. I appreciate your comment.


      1. I am not a Saivian member just so you know. I just really dislike the network marketing industry practice of posting neutral or inconclusive reviews in order to promote another program while casting aspersions on the reviewed program while also adding a “scam” to the others Google search results. It’s just very unethical imo.

        1. “If you are not a member of Saivian why are you so devoted to protecting its reputation?”

          Because I am a reputation management consultant.

  21. Hey, Gary. Based on your findings, Saivian sounds like a scam to me! Could it be they are operating in the shop units above the ABC Bar? The area still looks dodgy nonetheless for a company that claims to have cutting edge cash back tech. Thank you for creating awareness with regards to their operations!

    1. Hi, Cindy!

      I suppose they could be operating in the unit above the bar. However, for a global company receiving payments of $125 every 28 days from people around the world and who supposedly has marketing agreements with top tier stores, I doubt it. It looks very shady.

      Thanks for stopping by. I appreciate your comment.


  22. Hey Gary,

    Their metrics and numbers don’t make any sense as the only one who will be earning a profit is Saivian.

    Paying $125 every 28 days!? That is utterly ridiculous and nobody will be able to have any sort of cash back unless they are spending a plethora of money on items.

    I was wondering do they have some sort of curated list of places that are approved to buy from to earn any sort of cash back?

    1. Hi, Jay!

      Yes, they claim to have a list of places to buy from and there are restrictions. However, the details are hard to pin down. When you look closely, Saivian is not about getting cash back for purchases, it really about recruiting people to pay $125 every 28 days.

      As you pointed out, someone would have to make a heck of a lot of purchases to justify spending $125 every 28 days.  

      I agree. It doesn’t make sense. Schemes like Savian succeed because they sell a dream of making money. People fall for the scheme because they get greedy and excited. No one can make a logical decision when they are whipped into an excited frenzy of greed.

      Thanks for stopping by,


  23. Wow, interesting review. Saivian is really expensive. And you really have to be wary of a company that has no products. Can’t believe that they have anyone joining them at all!

    1. Hi, Mary!

      Saivian really isn’t about paying people cash for their shopping receipts. That’s just their cover story to justify charging $125 every 28 days. The truth is, Savian International is all about making people at the bottom of the organization pay $125 every 28 days to the people at the top of the organization. There is no way to win with Saivian unless you don’t have a conscience and enjoy scamming your friends. That’s a dreadful way to try and make money.

      Thanks for stopping by,

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