Hidden deep inside MindsPay Terms and Conditions there is something you should know. In this post, I reveal precisely what MindsPay is, how much you can expect to earn and the risks of getting involved.\n\n\n\nName: MindsPayWebsite: MindsPay.comPrice: FreeOwners: A&A Marketing, Inc.Opinion: Not Recommended.\n\n\nClick to DISCOVER a Proven Path to Financial Independence!\n\n\nWhat is MindsPay About?\n\n\n\nMindsPay is not what it appears to be. You might think it is a survey company that is genuinely interested in your opinion. Unfortunately, when you read the Terms and Conditions you will see that Mindspay is much different.\n\n\n\nAt the time of this writing, at the top of the MindsPay homepage, it boldly says \u201cShare your opinion and make money!\u201d Beneath this headline, in smaller letters, it says \u201cReview products and participate in paid offers.\u201d\n\n\n\nAfter a casual reading of these two lines, it\u2019s easy to believe that MindsPay will pay you for giving your opinion and you could make money by reviewing products and participating in paid offers.\n\n\n\n\n\n\n\nHowever, if you read the MindsPay Terms and Conditions, you\u2019ll see an entirely different picture. I suspect MindsPay only pretends to be a survey site.\n\n\n\nMindsPay does offer surveys, but they will not pay you if you only complete surveys. You have to do more if you want to earn money and you have to pull out your credit card too.\n\n\n\nWhen you complete a survey with MindsPay, you will find that it encourages you to participate in the free trial of a product or service. Before you can participate in the free trial, you will have to enter your credit card information.\n\n\n\nAt this point, MindsPay might promise you that you can cancel at any time. This is true. What they won\u2019t tell you is that if you cancel during the free trial period you won\u2019t make any money.\n\n\n\nOn the other hand, if you do not cancel during the free trial period, your credit card will be charged and MindsPay will make a commission on that sale. That is exactly the point of the entire survey charade.\n\n\n\nMindsPay is all about hooking you into taking free trial offers that convert into sales where they make a commission.\n\n\n\nWhen you have completed several of these free trials that have converted into sales for MindsPay, they pay you back a little of your own money and claim you made money.\n\n\n\nThe truth is, you didn\u2019t make money, you spent money. You spent a dollar and made a dime. That\u2019s not making money.\n\n\n\n\n\n\nClick to DISCOVER a Proven Path to Financial Independence!\n\n\nMindspay Terms and Conditions.\n\n\n\nThe risks you will be taking if you get involved with MindsPay are evident in the Mindspay Terms and Conditions. I reveal the worse dangers, but if you are considering joining MindsPay, read the entire Terms and Conditions yourself and be sure you understand them. Then make up your own mind.\n\n\n\nThe only legally binding document on the entire MindsPay website is the Terms and Conditions. Everything else, all the promises and seductive come-ons are just marketing. They mean nothing.\n\n\n\nIf you join MindsPay, you must agree that you have read the Terms and Conditions so make sure you read them before you join.\n\n\n\nLook at paragraph \u201cM\u201d from MindsPay Terms and Conditions.\n\n\n\nIt clearly says \u201cMindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won\u2019t be eligible for cash incentives by only completing the surveys.\u201d\n\n\n\nPROVIDE CASH INCENTIVES: MindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won't be eligible for cash incentives by only completing the surveys. Signing up for the offers, advertised by our partners, is necessary in order to be eligible for cash incentives.\n\n\n\nSo, I have to ask what purpose does the survey serve? Judging from the MindsPay Terms and Conditions, MindsPay sees no value in the survey alone. Apparently, the survey is only there to provide a cloak of legitimacy and entice you into completing the trial offer.\n\n\n\nIf you have any doubt, the last line in the above excerpt nails it. You must sign up for the offers \u201cadvertised by our partners . . . in order to be eligible for cash incentives.\u201d\n\n\n\nThat\u2019s not the language of a research company that is genuinely conducting surveys. That\u2019s the way a marketing company covers its butt.\n\n\n\nScamAvenger Girl, says "Thumbs Down!"\n\n\n\nMindsPay isn\u2019t really a survey website, it\u2019s a marketing website!\n\n\n\nThe whole survey smoke screen is just a way to trick you into revealing your credit card info and taking trial offers that lead to sales and commissions for MindsPay.\n\n\n\nIf you sign up for one, you\u2019ll be encouraged to sign up for another and another until you have dozens of trial offers going at the same time. If you lose track and forget to cancel in time, your credit card will be charged.\n\n\n\nRead a little further in the paragraph \u201cM\u201d and you\u2019ll see that it will take up to 8 weeks to get paid.\n\n\n\n\u201cIf you complete a survey and sign up for the corresponding offer, it will take up to 8 weeks to receive the cash funds from the advertiser.\u201d\n\n\n\nEight weeks to get paid! If you\u2019re looking to make some fast cash, MindsPay isn\u2019t the way.\n\n\n\nParagraph \u201cN.1\u201d of the MindsPay Terms and Conditions.\n\n\n\nIt\u2019s not enough just to complete the free trial. You won\u2019t get paid until after the free trial has converted into a purchase and your credit card has been charged.\n\n\n\nLook at the following excerpt from paragraph \u201cN.1\u201d of the MindsPay Terms and Conditions.\n\n\n\n. . . MindsPay may not pay any user for any offer that has been charged back to the advertiser. If a charge back occurs under your account, as determined by us, your account may be terminated without pay.\n\n\n\nSo, if your credit card is charged and you contest it, MindsPay will terminate your account and you will not get paid.\n\n\n\nCan you see how it\u2019s all about MindsPay getting money out of you?\n\n\n\nMindspay Does Not Guarantee You\u2019ll Be Paid.\n\n\n\nLook closely at paragraph \u201cD\u201d of the Mindspay Terms and Conditions and you\u2019ll see they make no guarantee you\u2019ll get paid.\n\n\n\nNO PAYMENT GUARANTEE: MindsPay does NOT guarantee that a member will receive credit for a completed survey and offer.\n\n\n\nIf they don\u2019t have to give you credit for a completed offer, do you really think they will?\n\n\n\nI hope you\u2019re beginning to see how the deck is stacked against you. How can you win when you\u2019re playing by their rules?\n\n\n\nRead a little deeper into paragraph \u201cD\u201d of the MindsPay Terms and Conditions and you\u2019ll find this:\n\n\n\nWe reserves the right to refuse the credit to members for offers for variety of reasons, including, but not limited to , Lack of appropriate information, Improper signup, Improper browser settings, Errors in third party reporting, and \/ or any other reason.\n\n\n\nThat paragraph is very wordy, poorly written and confusing. I\u2019m going to remove a few words so the meaning is more easily understood. I also added (for a completed survey) since it is implied in the previous sentence.\n\n\n\nWe reserve the right to refuse credit (for a completed survey) to members for . . . any . . . reason.\n\n\n\nIt looks to me like MindsPay does not legally have to pay you anything.\n\n\n\nMindspay Complaints.\n\n\n\n\n\n\n\nNot surprisingly, there are a lot of complaints online about MindsPay. Most are about not getting paid.\n\n\n\n\u201cMindspay is not a real research site. They provide prospects to advertisers by offering you a \u201cfree\u201d or low-cost trial, quote or consultation and then paying you a small fee for listening to the product pitch, trying it, and completing an evaluation. Most of the product trials require you to pay shipping\/handling which is usually pretty close in amount to the fee you receive, so you really make no money.\u201d Kevin (Source: ReviewOpedia.com)\u201cMindspay is a total scam!!!\u201d PolyShop (Source: ReviewOpedia.com)\u201cMindspay company is a fraud because they do not pay what they owe. I was offered to be paid $47 to sign up for the discover card, get approved, make a purchase and take a survey. I completed they task and they refused to pay me saying I was a fraud. ...\u201d Laura (Source: ScamBook.com)\u201cMy account is almost 400.00 and all that\u2019s been approved is 18.51 since the beginning of July, I don\u2019t want to keep on working because nothing is being approved. I\u2019m trying to be patient and I keep writing to Mindspay, and they just keep blowing me off.\u201d Audre (Source: PaidSurveyUpdate.com)\u201cI signed up with Mindspay thinking I could earn a little money to supplement my income. . . . It has been 2 months; they have given me credit for $38.63 out of a total of $473.68.\u201d Source: BBB.org\/Western-Michigan\u201cI signed up to do online surveys for MindsPay worked on several surveys, from Feb2013 to 2014 and not once received a payment.\u201d Marquita (Source: ReviewOpedia.com)\n\n\n\nMindspay BBB complaints.\n\n\n\n\n\n\n\nAn online search for complaints against MindsPay leads to a listing for A&A Marketing, Inc. with the Chicago and Northern Illinois Better Business Bureau. According to the BBB, A&A Marketing, Inc. owns Mindspay.com and several other \u2018so-called\u2019 survey websites.\n\n\n\nIsn\u2019t it interesting that MindsPay is owned by a marketing company?\n\n\n\nA&A Marketing, Inc. is not a member of the BBB, but they still get a failing grade.\n\n\n\nGood Reviews about MindsPay.\n\n\n\nIt\u2019s true, you will find positive reviews for MindsPay on the internet. Every positive review I found online for Mindspay had an affiliate link directing visitors to join MindsPay. You can bet in these cases the reviewer earned a commission each time they referred an innocent soul to the Mindspay machine.\n\n\n\nThe Last Word on MindsPay.\n\n\n\nFor the hours, days, months and years you fritter away trying to make chump change with surveys, you could be building an honest to goodness affiliate marketing business that pays you a full-time income.\n\n\nClick to DISCOVER a Proven Path to Financial Independence!\n\n\nA Better Option For You.\n\n\n\nIf you stumbled onto MindsPay because you are searching for an honest way to make money online, you might be interested in affiliate marketing.\n\n\n\nI'm convinced affiliate marketing is a reliable option for anyone who wants to make enough money to change their life.\n\n\n\nAffiliate marketing is an easy and affordable business to start, IF you get the proper training and support. Anyone who can write an email and surf the web is capable of earning six figures with affiliate marketing. It won't happen overnight, but stick with it and it will happen.\n\n\n\nI recommend the FREE starter level of the Online Entrepreneur Certification Course. It will show you the basics of affiliate marketing, plus, I'll coach you one-on-one for FREE if you signup through any link on this website. To Learn More, Click Here.\n\n\n\nIf you found this article helpful or have experience with MindsPay, please leave a comment below.