Saivian International claims to revolutionize the cash back industry and make it easy to turn shopping receipts into cash. However, there\u2019s a lot they don\u2019t tell you when you sign up.\n\nCompany: Saivian International\nWebsite: saivi.world\nCompany Address: 1 Austin Avenue, Tsim Sha Tsui, Kowloon, Hong Kong (aka The A.B.C Bar).\nCost: $125 every 28 days. (That\u2019s weird)\nOpinion: \u00a0Not Recommended.\nClick to DISCOVER a Proven Path to Financial Independence!\nIs Saivian a scam?\nSaivian International claims to revolutionize the cash back industry with their membership company. They claim it\u2019s easy to turn shopping receipts into cash with their cutting-edge cash back technology, whatever that is.\n\nTo earn the promised 20% back on your day-to-day purchases, you must be a member of Saivian. Membership costs $125 every 28 days. Not per month. Why would they bill every 28 days? Because in a years\u2019 time you will have paid $125 thirteen times, or $1,625 per year. How can spending money save you money?\n\nHere\u2019s an easy way to save $1,625 a year. Don\u2019t join Saivian International.\n\nTo be clear, you will have to pay $125 every 28 days to save perhaps 20% on some of your purchases. You will also have to shop according to Saivian\u2019s complex rules and restrictions and upload the Saivian app to your smartphone. They should be paying you!\n\nIn other words, you are paying Saivian for the privilege of playing their game. What could go wrong?\n\nWhen you cut through the Saivian website videos of happy people spending money and sales pitches promising a whole lot of nothing, you can see the Saivian game more clearly. It goes like this, you give Saivian a lot of your money, and Saivian promises to give you back a little bit (maybe).\n\nSaivian is beginning to look like a Ponzi scheme. It gets worse.\n\nAs a Saivian member, you can recruit people into the organization and earn a bonus. Interesting that they would call the compensation for recruiting others a \u201cbonus\u201d and not a commission. It sounds like they are trying to side-step a legality.\n\nSaivian doesn\u2019t have a product, and you must be a member before you can promote the membership to others. The United States Federal Trade Commission guide states this could be evidence of a pyramid scheme. Is Saivian International a clever Ponzi scheme\/Pyramid scheme hybrid? Perhaps.\nWhere in the World is Saivian International?\nIn the footer of the Saivian website, you will find this address: Saivian International, 1 Austin Avenue, Tsim Sha Tsui, Kowloon, Hong Kong.\n\nSaivian International address in the footer of their website.\n\nHowever, if you put this address into Google Maps, you will find the dilapidated A.B.C Bar in a part of Hong Kong I wouldn\u2019t visit without a Ranger Regiment and gunship escort. This Bud's for you.\n\nThis is where the Saivian International address leads to in Google Maps.\n\nThere\u2019s no happy people at that address and judging by the looks of the neighborhood, not a lot of money either. I suspect Saivian International is nothing more than a shell company with a Post Office box in Hong Kong. It gets worse.\n\nUpdate 13Aug17:\u00a0Soon after I published this article, Saivian removed their address from the footer of their website.\nSaivian International and the BBB.\nAlthough Saivian International is not a member of The Better Business Bureau, the BBB gives Saivian a big fat "F" due to 10 unresolved complaints and because a letter the BBB sent to Saivian was returned unopened. Nobody\u2019s home.\nThe Last Word on Saivian International.\nIs Saivian a scam? The only sure thing about Saivian is it will cost you $125 every 28 days. It is unlikely you will get anything of value in return.\n\nSaivian does show indications of being both a Ponzi scheme and a pyramid scheme, although it would take an FTC investigation and a court hearing to determine this conclusively.\n\nPerhaps the question should be \u201cIs Saivian right for you?\u201d I think not.\n\nYou can\u2019t save money by spending money. The so-called Saivian business opportunity is not an opportunity. Why would you want to drag your friends, family, colleagues, and neighbors into something that will cost them $125 every 28 days and make them jump through silly hoops when they go shopping? Save your money. Save your friends.\nClick to DISCOVER a Proven Path to Financial Independence!\nA Better Option for YOU...\nWork at Home in Your Pajamas.\n\nWhen you try to find an honest to goodness way to make money via the internet, you are met with a world of false promises. It's a minefield of deathtraps for as far as the eye can see. That's why I'm devoted to helping people learn how to make money online the right way.\n\nMaking money online is a lot like making money off-line. It takes skill and work. Fortunately, the internet permits you to leverage your efforts, so you can make more money faster online.\n\nBut, this does not mean you can get rich overnight. It means with the proper training and support, and if you take action, you can be financially independent in years instead of decades.\n\nAnd it's not difficult. I'm convinced anyone who can write an email and research online is capable of building a successful online business, IF they are properly trained and supported. That's why we suggest the FREE Starter Level of the Online Entrepreneur Certification Course.\n\nThis FREE Starter Training shows you the basics of affiliate marketing and will introduce you to a supportive community of digital marketers who are eager to help you.\n\nWhen you sign up for the FREE Starter Training through this website, I'll coach you one-on-one at no cost.\n\nTo Get Started, Click Here.\nIf you found this article helpful or have an experience with Saivian, please leave a comment below. Thank you.